Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Deutsche Pfandbriefbank AG is a leading European specialist bank focused on commercial real estate finance and public investment finance. Headquartered in Garching bei München, Germany, it provides tailored financing solutions to professional real estate investors, including national and international property companies, institutional investors, property funds, and medium-sized enterprises. Its portfolio covers office buildings, residential properties, retail, logistics, and business hotels across key markets in Europe—such as Germany, the UK, France, Spain, Scandinavia, and Central and Eastern Europe—and the USA. The bank is a major issuer of Pfandbriefe, German covered bonds secured by real estate and public sector assets, playing a pivotal role in the European covered bond market. Operating through segments like Real Estate Finance, Public Investment Finance, and Non-Core portfolios, it supports public infrastructure projects, municipal developments, utilities, and healthcare initiatives. Supervised directly by the European Central Bank as a Significant Institution, Deutsche Pfandbriefbank AG leverages local expertise and cross-border capabilities to structure complex transactions, maintaining a strong presence in mortgage finance within the financial services sector. With around 784 employees, it remains a key player in specialized lending.
Revenue declined 23.2% YoY. The question is whether this is cyclical or a structural shift.
Negative free cash flow of -€840M. The business is consuming cash, not generating it.
Profitability & Returns
Revenue (TTM)
€377M
▼ -23.2% YoY
Net Income (TTM)
-€303M
▼ -415.6% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (FY)
-€840M
▲ +62.1% YoY
Op. Cash Flow (FY)
-€833M
▼ -27666.7% YoY
Net Debt
€16.84B
Cash & Equiv.
€1.56B
3Y CAGR: -7.7%
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