Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Misitano & Stracuzzi S.p.A. is a publicly traded company operating primarily in the regional banking sector. It is based in Italy and provides a range of financial services mainly focused on personal and business banking solutions. The core functions of Misitano & Stracuzzi S.p.A. include accepting deposits, offering loans, and managing investment activities. The company may also offer service enhancements such as online banking and personalized financial advising to cater to individual and corporate clients. Misitano & Stracuzzi S.p.A. plays a significant role in the Italian local financial market, supporting economic growth through its lending practices and financial products tailored for small to medium-sized enterprises. As a regional bank, it is instrumental in fostering local business development and contributing to its community's economic resilience. The company's presence in the financial market highlights its commitment to providing reliable and tailored banking services in a competitive banking industry.
19.50% operating margin is respectable but not wide. ROIC at 17.63%. Suggests the business covers its cost of capital, but doesn't point to a wide moat.
Revenue grew 23.4%, still solid. Free cash flow declined 503% despite revenue growth, conversion is weakening.
Free cash flow declined 503% versus the prior year, cash generation momentum has weakened. ROIC dropped from 24.42% to 17.63%, capital efficiency is deteriorating.
Profitability & Returns
Revenue (TTM)
€73M
▲ +23.4% YoY
Net Income (TTM)
€9M
▲ +26.0% YoY
Op. Margin
19.50%
▼ -0.8pp YoY
ROIC
17.63%
▼ -6.8pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
-€15M
▼ -502.6% YoY
Op. Cash Flow (TTM)
-€11M
▼ -322.3% YoY
Net Debt
€20M
Cash & Equiv.
€24M
3Y CAGR: -69.7%
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