Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
KBC Group NV is a Belgian universal multi-channel bank-insurance group, primarily serving private clients, small and medium-sized enterprises, and mid-cap companies. It offers a comprehensive suite of banking products including savings accounts, loans, mortgages, and payment services, alongside insurance solutions such as life, non-life, and health coverage. The group also provides private banking services, investment products, and asset management tailored to individual and corporate needs. Operating through an integrated bancassurance model, KBC Group NV delivers these services via digital channels, branches, and advisors. Its core markets encompass Belgium and Central and Eastern European countries like the Czech Republic, Slovakia, Hungary, and Bulgaria, where it maintains strong retail franchises. Founded in 1998 and headquartered in Brussels, Belgium, KBC Group NV plays a pivotal role in the European financial sector by combining banking and insurance operations to meet diverse client demands across its geographic footprint.
Revenue grew 13.8%, still solid. Free cash flow declined 67% despite revenue growth, conversion is weakening.
Free cash flow declined 67% versus the prior year, cash generation momentum has weakened.
Profitability & Returns
Revenue (TTM)
€13.13B
▲ +13.8% YoY
Net Income (TTM)
€3.58B
▲ +4.6% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (TTM)
-€10.51B
▼ -66.6% YoY
Op. Cash Flow (TTM)
€5.18B
▼ -41.3% YoY
Net Debt
-€6.67B
Net Cash Position
Cash & Equiv.
€34.01B
3Y CAGR: +8.0%
3Y CAGR: -34.1%
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