Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Hypoport SE is a German holding company overseeing a network of technology firms specializing in digital platforms for the credit, real estate, and insurance sectors. Its primary function is to develop, operate, and market internet-based B2B and B2C solutions that streamline financial transactions, connecting advisors, brokers, banks, insurers, and consumers across the value chain. The company operates through three key segments: Real Estate & Mortgage Platforms, featuring Europace as Germany’s largest platform for real estate financing and home loans, alongside Dr. Klein for advisory services, Fio Systems for property marketing, and Value AG for valuations; Financing Platforms, covering consumer loans, corporate finance, and institutional housing products; and Insurance Platforms, including Smart Insur for rateable policies, Corify for industrial insurance, and ePension for occupational pensions. With roots tracing back to 1954 via Dr. Klein & Co. AG and headquartered in Berlin with offices in Lübeck and beyond, Hypoport SE employs over 2,200 people and plays a pivotal role in driving digital transformation and efficiency in Germany’s financial markets through scalable, fee-based ecosystems.
Operating margin is thin at 4.19%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue grew 7.5%, steady but not accelerating.
Insufficient data to identify specific risks. Treat any missing metrics as a data gap, not a clean bill of health.
Profitability & Returns
Revenue (TTM)
€613M
▲ +7.5% YoY
Net Income (TTM)
€28M
▲ +98.6% YoY
Op. Margin
4.61%
▲ +2.0pp YoY
ROIC
3.88%
▲ +2.0pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
€27M
▲ +86.0% YoY
Op. Cash Flow (TTM)
€36M
▼ -34.7% YoY
Net Debt
€82M
Cash & Equiv.
€94M
3Y CAGR: +9.8%
3Y CAGR: +102.9%
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