Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Hiscox Ltd is a global specialty insurance and reinsurance company headquartered in Pembroke, Bermuda, and founded in 1901. It provides tailored insurance solutions through its key operating segments: Hiscox Retail, serving micro- and medium-sized businesses as well as high-net-worth individuals with personal lines coverage for high-value households, fine art, luxury motor, jewelry, antiques, and collectibles; Hiscox London Market, offering property, marine, specialty, cyber, energy, aviation, casualty, terrorism, kidnap, and ransom products; and Hiscox Re & ILS, focusing on healthcare, casualty reinsurance, and insurance-linked securities. The company balances catastrophe-exposed operations with stable local specialty businesses, generating significant revenue from the United States, United Kingdom, Europe, and Asia. With a focus on commercial and personal risk management, Hiscox Ltd plays a vital role in the property and casualty insurance sector, delivering products via brokers, partners, and direct channels while maintaining a strong emphasis on innovation in niche markets.
Revenue grew 7.5%, steady but not accelerating. Free cash flow declined 65% despite revenue growth, conversion is weakening.
Free cash flow declined 65% versus the prior year, cash generation momentum has weakened.
Profitability & Returns
Revenue (TTM)
$3.95B
▲ +7.5% YoY
Net Income (TTM)
$604M
▼ -3.7% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (TTM)
$26M
▼ -64.9% YoY
Op. Cash Flow (TTM)
$28M
▼ -65.3% YoY
Net Debt
$24M
Cash & Equiv.
$878M
3Y CAGR: +23.4%
3Y CAGR: -50.2%
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