Graubündner Kantonalbank

Graubündner Kantonalbank is the cantonal bank of the canton of Graubünden, Switzerland, operating as a modern universal bank serving private individuals, businesses, and the public sector. Headquartered in Chur, it maintains a presence at 42 locations across the multilingual and expansive canton, employing over 1,000 staff and ranking among the region's largest employers. The bank provides comprehensive services including retail banking, corporate lending, mortgages, wealth management, and private banking through specialist advisors. It holds majority stakes in Privatbank Bellerive AG and Albin Kistler AG, and full ownership of BZ Bank Aktiengesellschaft. Its participation certificate has been publicly traded since 1985, backed by the canton of Graubünden's state guarantee for obligations, enhancing depositor security alongside standard deposit protection. With a robust business model emphasizing interest, investment, and pension activities, Graubündner Kantonalbank demonstrates financial strength, evidenced by consistent profitability, a CET-1 ratio around 19%, and significant growth in customer loans and assets totaling over 76 billion CHF. Beyond finance, it fosters regional ties through sponsoring, community funds, art collections, and volunteer initiatives.