Grenke AG

Grenke AG is a global financing partner specializing in small-ticket leasing for small and medium-sized enterprises (SMEs). Founded in 1978 in Baden-Baden, Germany, the company provides flexible leasing solutions for investments up to EUR 50,000 per contract, enabling SMEs to preserve liquidity while acquiring essential equipment. Its core leasing segment, which generates the majority of revenue, encompasses financing, rentals, maintenance, protection services, and remarketing of used assets across diverse categories including IT products like PCs, notebooks, servers, and software; telecommunications and copying equipment; medical technology; small machinery; security devices; and green economy items such as eBikes, wall boxes, and photovoltaic systems. Operating in over 30 countries with approximately 132 locations and more than 2,200 employees, Grenke AG collaborates with around 38,000-39,000 specialist reseller partners to serve over 680,000 lessees worldwide. The scalable, digitalized business model emphasizes standardization, proprietary scoring for risk assessment, and full amortization contracts, primarily in established European core markets like Germany, France, and Italy, with expansion into future growth regions across five continents. Complementing leasing, Grenke AG holds a European banking license with investment-grade ratings from Fitch and S&P, offering microloans, development loans, fixed-term deposits, and small-ticket factoring through grenke Bank, mainly targeting German SMEs. Committed to operational excellence, digital automation via grenke digital GmbH, and sustainability goals like net-zero emissions by 2050, the company maintains a diversified portfolio across more than 20 sectors, underscoring its pivotal role in SME financing markets.