Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Société Générale SA is a leading French financial services group founded in 1864, operating as one of Europe's major banks with a global presence in 62 countries. It serves 26 million clients through three complementary pillars: French Retail Banking, Private Banking, and Insurance, including networks like Société Générale, Crédit du Nord, and BoursoBank; Global Banking and Investor Solutions, offering tailored services to large corporations and investors with expertise in derivatives, structured financing, and ESG; and International Retail Banking, Mobility, and Financial Services, encompassing universal banks in regions like Central Europe and Africa, Ayvens for sustainable mobility, and specialized financing. The group provides a broad spectrum of advisory, transaction securing, asset protection, savings management, and project financing solutions to individuals, businesses, institutions, and governments. Employing 119,000 people from 145 nationalities, Société Générale SA emphasizes robust performance, operational efficiency, and sustainable finance, mobilizing 500 billion euros for ESG initiatives by 2030 while pursuing strategic goals like a CET1 ratio of 13% and ROTE between 9-10% by 2026. Headquartered in Paris, it plays a pivotal role in European banking, fostering economic development through innovation and responsibility.
Revenue growth slowed to 0.2%, essentially flat. This is a business that needs a catalyst.
Negative free cash flow of -€29.01B. The business is consuming cash, not generating it.
Profitability & Returns
Revenue (TTM)
€52.68B
▲ +0.2% YoY
Net Income (TTM)
€7.13B
▲ +37.1% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (FY)
-€29.01B
▼ -34.7% YoY
Op. Cash Flow (FY)
-€19.65B
▼ -52.0% YoY
Net Debt
-€28.06B
Net Cash Position
Cash & Equiv.
€195.14B
3Y CAGR: +13.4%
Continue Research