Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Coface SA is a global leader in trade credit insurance and risk management solutions. Founded in 1946 by the French government as Compagnie française d’assurance pour le commerce extérieur, it specializes in protecting companies against non-payment risks, including customer insolvency, late payments, and political risks in domestic and export markets. The company serves over 100,000 clients across approximately 200 markets with a network spanning 162 countries and 13 business sectors, supported by more than 5,200 experts and cutting-edge technology like AI-driven analytics and platforms such as CofaNet, URBA360, and API integrations. Coface SA offers a comprehensive suite of services, including trade credit insurance, business information, debt collection, single risk insurance, surety bonds, and factoring, enabling businesses to optimize cash flow, make informed credit decisions, and expand confidently. As the holding company of the Coface Group, headquartered in Bois-Colombes, France, it employs around 4,484 people and focuses on strategic growth through initiatives like the Power the Core 2024-2027 plan, emphasizing innovation, technology, and a robust credit risk ecosystem. Its diversified operations and strong governance underscore its pivotal role in fostering global trade stability.
Revenue growth slowed to 0.8%, essentially flat. This is a business that needs a catalyst.
Free cash flow declined 35% versus the prior year, cash generation momentum has weakened.
Profitability & Returns
Revenue (FY)
€1.66B
▲ +0.8% YoY
Net Income (FY)
€223M
▼ -14.7% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (FY)
€212M
▼ -35.0% YoY
Op. Cash Flow (FY)
€286M
▼ -18.3% YoY
Net Debt
-€868M
Net Cash Position
Cash & Equiv.
€3.21B
3Y CAGR: +1.8%
3Y CAGR: -20.5%
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