Caisse Régionale de Crédit Agricole du Morbihan

Caisse Régionale de Crédit Agricole du Morbihan is a regional cooperative bank and member of the Crédit Agricole group, operating primarily in the Morbihan department of Brittany, France. Headquartered in Vannes, it provides a comprehensive range of financial products and insurance services to individual clients, farmers, professionals, businesses, and local authorities. Key offerings include savings accounts, personal and mortgage loans, investment products, payment cards like MasterCard, and insurance for property and persons. The bank supports local economic development through financing for real estate, professionals, and enterprises, managing substantial encours: approximately 15.8 billion euros in collections and 10.2 billion euros in credits as of the end of 2024. It operates a network of 39 local branches and 71 agencies, plus over 200 ATMs, serving more than 400,000 clients. As a société coopérative à capital variable, it issues Certificats Coopératifs d'Investissement traded publicly, with strong financial metrics including a consolidated balance sheet of 13.9 billion euros and a CET1 ratio of 26.23%. In 2022, it reported a net social result of 51.2 million euros and a consolidated net result of 82.3 million euros, underscoring its solid capitalization and commitment to regional reinvestment.