Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Caisse Regionale de Credit Agricole Mutuel Toulouse 31 is a regional mutual credit bank operating as a cooperative institution in the financial services sector. Its primary function involves providing banking and insurance brokerage services, including deposit collection, credit granting, savings products, life insurance, and financing solutions tailored to individuals, professionals, private banking clients, and local communities. Classified under NAF code 64.19Z for other financial intermediation activities excluding insurance and pension funding, it manages substantial assets, with 16.7 billion euros in deposits and 12.2 billion euros in loans as of the end of 2024. Notable features include a widespread network of 43 local branches and 87 agencies across the Toulouse 31 region in southern France, supporting rural and urban areas through community reinvestment initiatives where nearly 90% of regional results fund local projects in agriculture, culture, sports, and solidarity efforts. Headquartered at 76 Place Jeanne d'Arc in Toulouse with a capital of 74.6 million euros, it upholds the mutualist model, emphasizing local economic development and customer proximity under the leadership of Director General Nicolas Langevin.
Revenue grew 6.1%, steady but not accelerating.
Negative free cash flow of -€6M. The business is consuming cash, not generating it.
Profitability & Returns
Revenue (TTM)
€266M
▲ +6.1% YoY
Net Income (TTM)
€66M
▲ +12.1% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (TTM)
-€6M
▲ +97.6% YoY
Op. Cash Flow (TTM)
-€2M
▲ +97.4% YoY
Net Debt
€68M
Cash & Equiv.
€75M
3Y CAGR: -0.1%
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