Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
BPER Banca SpA is the parent company of the BPER Group, one of Italy's leading banking groups. It operates as a major commercial bank, providing a comprehensive range of financial services including retail banking, private and wealth management, corporate and investment banking, bancassurance, leasing, factoring, and consumer finance. The Group serves millions of customers through a nationwide network of branches, combining local presence with digital services via apps and online platforms. BPER Banca SpA offers products such as loans, mortgages, current accounts, credit and debit cards, investments, savings, and insurance solutions tailored to individuals, households, professionals, small businesses, and larger corporates. Its subsidiaries include regional commercial banks like Banco di Sardegna, a private banking specialist BPER Banca Private Cesare Ponti, and product factories for asset management and other specialized services. Emphasizing an omnichannel model, the bank integrates advanced digital technologies with human expertise to deliver secure, efficient, and sustainable banking. Founded in 1983 and headquartered in Modena, Italy, BPER Banca SpA supports customer growth while prioritizing ESG principles in its operations.
Revenue grew 16.5%, still solid.
Net debt of €11.69B represents 4.2x FCF, leverage limits flexibility.
Profitability & Returns
Revenue (TTM)
€6.97B
▲ +16.5% YoY
Net Income (TTM)
€1.88B
▲ +30.7% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (TTM)
€2.81B
▲ +198.5% YoY
Op. Cash Flow (TTM)
€2.87B
▲ +89.3% YoY
Net Debt
€11.69B
Cash & Equiv.
€13.18B
3Y CAGR: +17.4%
3Y CAGR: -39.1%
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