Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Banco di Desio e della Brianza S.p.A. is an Italy-based regional bank founded in 1909 and headquartered in Desio. It provides a comprehensive range of banking, financial, and insurance solutions tailored to individuals, families, and small to midsized enterprises across the domestic market. Core offerings include current and deposit accounts, loans, mortgages, personal financing, debit and credit cards, payment services, and internet/mobile banking. The bank also delivers asset management products, investment consultancy, portfolio management, trading of financial instruments and currencies, factoring services, and life/non-life bancassurance policies through subsidiaries like Brianfid SA, Banca Credito Privato Commerciale SA, Rovere SA, and Chiara Assicurazioni. Operating through Commercial Banking, Asset Management, and Assets segments, it emphasizes traditional credit intermediation and sustainable financing options aligned with ESG principles. With approximately 2,516 employees, Banco di Desio e della Brianza S.p.A. plays a vital role in supporting local economic growth and financial stability in Italy's banking sector.
Revenue growth slowed to 0.1%, essentially flat. This is a business that needs a catalyst.
Negative free cash flow of -€256M. The business is consuming cash, not generating it.
Profitability & Returns
Revenue (TTM)
€654M
Net Income (TTM)
€128M
▲ +2.0% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (FY)
-€256M
▲ +55.5% YoY
Op. Cash Flow (FY)
-€250M
▲ +56.0% YoY
Net Debt
€3.32B
Cash & Equiv.
€841M
3Y CAGR: +9.9%
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