Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Banco BPM S.p.A. is an Italian commercial bank providing a comprehensive range of banking and financial products to individual, business, and corporate customers across Italy. It operates through key segments including Commercial, Corporate and Investment Banking, Insurance, Strategic Partnerships, Finance, and Corporate Centre, offering services such as current accounts, digital banking, various insurance products, credit and debit cards, mortgages, personal loans, leasing, trade finance, asset management, and investment solutions. The bank supports retail clients with everyday banking and loans, institutional investors with specialized financing, private wealth management for high-net-worth individuals, and corporate entities through project financing and international services. Notable strategic partnerships include stakes in entities like Anima Holding for asset management, Agos Ducato for consumer credit, and leasing companies. With approximately 19,300 employees and headquartered in Verona, Banco BPM S.p.A. plays a significant role in Italy's regional banking sector, contributing to financial intermediation, risk management, and economic development for diverse client bases nationwide.
Revenue declined 2.7% YoY. The question is whether this is cyclical or a structural shift.
Negative free cash flow of -€4.06B. The business is consuming cash, not generating it.
Profitability & Returns
Revenue (TTM)
€6.64B
▼ -2.7% YoY
Net Income (TTM)
€2.10B
▲ +9.5% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (TTM)
-€4.06B
▲ +22.4% YoY
Op. Cash Flow (TTM)
€3.27B
▲ +33.2% YoY
Net Debt
€21.29B
Cash & Equiv.
€7.41B
3Y CAGR: +12.2%
Continue Research