Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
ASR Nederland N.V. is a leading Dutch insurance group headquartered in Utrecht, recognized as the second-largest insurer in the Netherlands. It provides a comprehensive range of financial products, including non-life insurance such as road traffic, fire, third-party liability, and legal assistance for retail customers and businesses; life insurance covering asset-building, protection, family income, and funeral expenses; pensions for SMEs, large enterprises, and pension funds; and health insurance with personalized care services. The company also offers specialized products like funeral insurance, the WelThuis hypotheek mortgage, and asset management focused on long-term sustainable investments, alongside real estate investments in residential, commercial, agricultural properties, and renewables for institutional clients. Formed in 2008 from the restructuring of Fortis insurance operations during the financial crisis, ASR Nederland N.V. emphasizes customer-centric service, transparency, reliability, and sustainability, primarily serving private individuals, self-employed professionals, and small to medium enterprises through intermediaries and digital channels. Its operations reflect a commitment to financial security and business continuity in the Dutch market.
€66.20
+€0.60 (+0.91%)
EOD Jun 19, 2026 · Twelve Data
Revenue declined 27.0% YoY. The question is whether this is cyclical or a structural shift.
Negative free cash flow of -€601M. The business is consuming cash, not generating it.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€13.11B
▼ -27.0% YoY
Net Income (TTM)
€565M
▼ -40.9% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (TTM)
-€601M
▲ +17.6% YoY
Op. Cash Flow (TTM)
-€584M
▼ -367.2% YoY
Net Debt
€3.57B
Cash & Equiv.
€5.35B
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