Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
HiPay Group S.A. is a payment services provider that specializes in the development and management of internet payment solutions. The company's primary function is to facilitate seamless and secure online financial transactions for businesses and consumers. HiPay Group S.A. offers a comprehensive suite of payment solutions that cater to a wide array of industries, including retail, gaming, and digital services. These solutions are designed to enhance the efficiency of online payment processes, support multiple currencies, and ensure compliance with global regulatory standards. Notable features of HiPay Group S.A.'s offerings include advanced fraud protection, multichannel payment acceptance, and an analytics platform that provides merchants with insightful transaction data to optimize business strategies. The company plays a significant role in the financial market by enabling digital commerce, supporting millions of transactions across various platforms, and contributing to the ongoing evolution of electronic payment methodologies. Headquartered in France, HiPay Group S.A. leverages its technological expertise to drive innovation within the ever-growing e-commerce landscape.
Operating margin is thin at 7.96%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue growth slowed to 0.7%, essentially flat. Margins also contracted 1.8pp. This is a business that needs a catalyst.
Free cash flow declined 106% versus the prior year, cash generation momentum has weakened. ROIC dropped from 12.64% to 8.72%, capital efficiency is deteriorating.
Profitability & Returns
Revenue (TTM)
€75M
▲ +0.7% YoY
Net Income (TTM)
€6M
▲ +1.0% YoY
Op. Margin
7.96%
▼ -1.8pp YoY
ROIC
8.72%
▼ -3.9pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
-€283K
▼ -106.1% YoY
Op. Cash Flow (TTM)
€10M
▲ +30.3% YoY
Net Debt
€16M
Cash & Equiv.
€16M
3Y CAGR: +8.3%
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