Loading stockData sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Loading stockData sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Not financial advice. Analytical data for research only.
Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.
Obiz S.A. is a prominent player in the services industry, specializing in loyalty and customer engagement programs primarily within the French market. The company focuses on developing innovative solutions to enhance customer relationships and maximize client retention for its business partners. Noteworthy for its collaborations with a diverse array of sectors—such as retail, finance, and consumer goods—Obiz S.A. leverages technology to deliver personalized experiences and rewards systems. Through its business model, Obiz S.A. aims to drive sales growth and brand loyalty for organizations looking to deepen their connection with end consumers. The company's strategic initiatives in the realm of digital transformation and data analytics further ensure its competitive role in an evolving marketplace marked by continuous shifts in consumer preferences. As a key player in enhancing customer loyalty through technology-driven solutions, Obiz S.A. stands out for its capacity to adapt and innovate in response to the fast-paced nature of the industries it serves.
€2.69
€0.06 (-2.18%)
EOD Sep 11, 2026
Operating margin is thin at 0.12%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue grew 51.5%, still solid. Free cash flow declined 435% despite revenue growth, conversion is weakening.
Free cash flow declined 435% versus the prior year, cash generation momentum has weakened. ROIC dropped from 5.55% to 0.34%, capital efficiency is deteriorating.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€126M
▲ +51.5% YoY
Net Income (TTM)
-€3M
▼ -1000.1% YoY
Op. Margin
0.12%
▼ -1.4pp YoY
ROIC
0.34%
▼ -5.2pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
-€2M
▼ -434.9% YoY
Op. Cash Flow (TTM)
€950K
▼ -55.8% YoY
Net Debt
€17M
Cash & Equiv.
€5M
3Y CAGR: +50.5%
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Obiz (ALBIZ.XPAR)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in .
On quality, Obiz scores 26/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 1.2%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Obiz scores 26 out of 100 on Intrinsiqq's quality score, a weighted blend of 6 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a 0.1% operating margin and a 0.3% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Obiz pays a regular dividend of about €0.03 per share per year (typically in quarterly installments), a yield of roughly 1.2% at the current price. Obiz has grown the dividend at roughly 16.7% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For ALBIZ.XPAR's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. you should weigh ALBIZ.XPAR's valuation and scores 26/100 on quality (lower-quality). It also yields about 1.2%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.