Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Obiz S.A. is a prominent player in the services industry, specializing in loyalty and customer engagement programs primarily within the French market. The company focuses on developing innovative solutions to enhance customer relationships and maximize client retention for its business partners. Noteworthy for its collaborations with a diverse array of sectors—such as retail, finance, and consumer goods—Obiz S.A. leverages technology to deliver personalized experiences and rewards systems. Through its business model, Obiz S.A. aims to drive sales growth and brand loyalty for organizations looking to deepen their connection with end consumers. The company's strategic initiatives in the realm of digital transformation and data analytics further ensure its competitive role in an evolving marketplace marked by continuous shifts in consumer preferences. As a key player in enhancing customer loyalty through technology-driven solutions, Obiz S.A. stands out for its capacity to adapt and innovate in response to the fast-paced nature of the industries it serves.
Operating margin is thin at 0.12%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue grew 51.5%, still solid. Free cash flow declined 435% despite revenue growth, conversion is weakening.
Free cash flow declined 435% versus the prior year, cash generation momentum has weakened. ROIC dropped from 5.55% to 0.34%, capital efficiency is deteriorating.
Profitability & Returns
Revenue (TTM)
€126M
▲ +51.5% YoY
Net Income (TTM)
-€3M
▼ -1000.1% YoY
Op. Margin
0.12%
▼ -1.4pp YoY
ROIC
0.34%
▼ -5.2pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
-€2M
▼ -434.9% YoY
Op. Cash Flow (TTM)
€950K
▼ -55.8% YoY
Net Debt
€17M
Cash & Equiv.
€5M
3Y CAGR: +50.5%
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