Loading stockData sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Loading stockData sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Not financial advice. Analytical data for research only.
Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.
Sidetrade S.A. is a prominent player in the field of financial technology, specializing in cloud-based solutions that enhance financial performance. Its primary function is to provide businesses with tools to automate and optimize their order-to-cash processes, essentially improving the management of receivables and cash flow. Sidetrade's solutions are particularly impactful within the B2B sector, catering to a variety of industries such as manufacturing, services, utilities, and healthcare. The company’s innovative platform leverages artificial intelligence and machine learning to drive better decision-making and operational efficiency. This integration of advanced technologies helps organizations reduce payment defaults, increase liquidity, and maintain robust customer relationships. In the financial market, Sidetrade serves as a vital tool for companies looking to strengthen their financial resilience by transforming traditional credit control and cash management processes. Sidetrade S.A., headquartered in France, not only holds a significant position in the European market but is also expanding its influence globally, reflecting the growing importance of digital transformation in financial operations.
€186.60
+€3.00 (+1.63%)
EOD Sep 11, 2026
10.15% operating margin is respectable but not wide. ROIC at 13.07%. Suggests the business covers its cost of capital, but doesn't point to a wide moat.
Revenue grew 24.0%, still solid. Margins contracted 3.0pp, which offsets some of the top-line progress.
At 36x earnings, the current multiple leaves limited room for execution misses or growth deceleration. Operating margin contracted 3.0pp YoY, cost discipline may be slipping.
35.8x earnings, 32.1x FCF. Not cheap, the quality is already reflected in the price. Upside from here requires either margin expansion or growth re-acceleration, not just continuation.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€57M
▲ +24.0% YoY
Net Income (TTM)
€8M
▲ +41.4% YoY
Op. Margin
10.15%
▼ -3.0pp YoY
ROIC
13.07%
▼ -0.7pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
€9M
▲ +61.6% YoY
Op. Cash Flow (TTM)
€10M
▲ +69.7% YoY
Net Debt
-€17M
Net Cash Position
Cash & Equiv.
€25M
3Y CAGR: +20.7%
3Y CAGR: +8.6%
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At a P/E of 35.8 and a price-to-free-cash-flow of 32.1, Sidetrade (ALBFR.XPAR) trades above a two-stage DCF intrinsic value of about €137.57 per share, so at €186.60 the stock looks overvalued (26.3% above estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Sidetrade scores 55/100 on Intrinsiqq's quality scorecard (a mixed business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about €137.57 per share for ALBFR.XPAR, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around €103.18. At today's €186.60, that puts the stock about 26.3% above estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Sidetrade scores 55 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a mixed business on these measures. Recent fundamentals include a 10.2% operating margin and a 13.1% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
That depends on valuation and quality together, not either alone. ALBFR.XPAR currently trades above its estimated intrinsic value and scores 55/100 on quality (mixed). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.