Loading stockData sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Loading stockData sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Not financial advice. Analytical data for research only.
Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.
Afyn SAS, a specialized financial technology company, focuses on providing innovative solutions tailored for the financial services industry. Through its advanced technological platforms, Afyn SAS streamlines various processes, enhancing efficiency and productivity for financial institutions. The company operates in sectors such as banking, asset management, and insurance, delivering services that range from automated advisory systems to risk management software. Its solutions are crucial in helping these sectors adapt to the evolving landscape of digital finance, characterized by increasing demand for transparency, speed, and agility. By integrating the latest in artificial intelligence and machine learning, Afyn SAS contributes significantly to the modernization of financial operations, enabling firms to offer more personalized and effective services to their clients. This positions Afyn SAS as a key player in driving the transformation of financial services, aligning technology with business goals to foster innovation and growth.
€2.71
€0.02 (-0.92%)
EOD Sep 11, 2026
The business is unprofitable at the operating level (-314.43% margin). The thesis depends entirely on whether and when it reaches sustainable profitability.
Revenue declined 20.6% YoY. Margins deteriorated 101.9pp alongside, both lines moving the wrong way.
Negative free cash flow of -€6M. The business is consuming cash, not generating it. Operating margin contracted 101.9pp YoY, cost discipline may be slipping.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€2M
▼ -20.6% YoY
Net Income (TTM)
-€14M
▼ -47.3% YoY
Op. Margin
-314.43%
▼ -101.9pp YoY
ROIC
-9.37%
▼ -1.5pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
-€6M
▲ +0.9% YoY
Op. Cash Flow (TTM)
-€6M
▼ -0.6% YoY
Net Debt
-€33M
Net Cash Position
Cash & Equiv.
€35M
3Y CAGR: -13.0%
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Afyn SAS (ALAFY.XPAR)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Afyn SAS scores 10/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full . This is analysis, not investment advice.
Afyn SAS scores 10 out of 100 on Intrinsiqq's quality score, a weighted blend of 6 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a -314.4% operating margin and a -9.4% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
That depends on valuation and quality together, not either alone. you should weigh ALAFY.XPAR's valuation and scores 10/100 on quality (lower-quality). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.