Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Alfio Bardolla Training Group S.p.A. is an Italy-based company specializing in personal finance training services. It delivers educational programs focused on money psychology, real estate investment, financial trading, and business creation and development. The company offers a variety of learning formats, including books such as 'Money makes you happy,' multimedia contents, coaching sessions, ebooks, video courses, audio courses, and live events like The Wake Up Call. These resources aim to equip individuals with strategies to manage and grow personal financial assets. Operating primarily in Italy with international reach, Alfio Bardolla Training Group S.p.A. serves clients seeking to enhance their financial literacy through proprietary content and structured training. Founded in 2012 and headquartered in Milan, Italy, it plays a key role in the professional education and training services sector, emphasizing practical methodologies for financial independence.
Operating margin is thin at 4.53%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue grew 17.7%, still solid. Margins contracted 5.7pp, which offsets some of the top-line progress.
Free cash flow declined 85% versus the prior year, cash generation momentum has weakened. ROIC dropped from 18.44% to 9.81%, capital efficiency is deteriorating.
Profitability & Returns
Revenue (TTM)
€23M
▲ +17.7% YoY
Net Income (TTM)
€251K
▼ -48.6% YoY
Op. Margin
4.53%
▼ -5.7pp YoY
ROIC
9.81%
▼ -8.6pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
€215K
▼ -84.7% YoY
Op. Cash Flow (TTM)
€243K
▼ -85.0% YoY
Net Debt
-€1M
Net Cash Position
Cash & Equiv.
€2M
3Y CAGR: +17.4%
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